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Certificate of Deposits

 

TIME

INTEREST RATE

 ANNUAL PERCENTAGE YIELD
 3 Month

 0.35%

  0.35%
 6 Month  0.60%  0.60%
 12 Month  0.70%  0.70%
 18 Month  0.85%  0.85%
 24 Month  1.15%  1.16%
36 Month  1.50%  1.51%
48 Month  1.80%  1.81%

Fees may affect earnings

 

Savings Accounts

ACCOUNT
 INTEREST RATE  APY
 Individual Retirement Accounts
  2.00%  2.01%
 Education Savings Accounts
  2.00%  2.01%
 General Savings Accounts
  0.25%  0.25%

Fees may affect earnings 

 

Money Market Accounts

AMOUNT

INTEREST RATE 

  APY
 Less than $50,000
  0.50%  0.50%
 $50,000 to $100,000
  0.65%  0.65%
 $100,000 to $200,000
  0.90%  0.90%
 Larger than $200,000
  1.15%  1.16%

Fees may affect earnings

 

NOW Accounts

AMOUNT INTEREST RATE   APY
 Less than $50,000
  0.25%  0.25%
 $50,000 to $100,000
  0.40%  0.40%
 Larger than $100,000
  0.70%  0.70%

 

Effective date of rates are 10/01/11

Fees may affect earnings

Penalty for early withdrawal

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